Once you become our client, Bolton & Company’s Risk Management Department will conduct a thorough risk management review. This is a normal part of our service and is provided to our clients at no charge.

This review will be led by our in-house expert, who has over 25 years experience in insurance underwriting and risk analysis. The review will cover the external as well as internal risks facing your business, and the comprehensive evaluation will be made available to you and will form the basis of the ultimate design of the insurance program, the need for disaster planning, and the most economical way of allocating premiums to real vs. assumed risk. This can result in more intelligent uses of deductibles, self-insurance, self-insured retentions, or the use of other funding mechanisms to handle or transfer risk. This review may also entail a physical, independent evaluation by our in-house loss control engineer.

As part of your risk review, we will analyze your leases and/or contracts to assure you are in compliance with the insurance requirements and note any potential liabilities. If you lease property to others, we will also review the leases and insurance certificates to assure that your tenants are protecting your interests as required by the leases.

Bolton & Company is one of the only agents/brokers in Southern California with the ability to offer this comprehensive review to our clients.

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