Medicare Changes for 2017

Every year Medicare deductibles and co-payments are adjusted to reflect inflation.

Changes for 2017 are:

  1. The Part A hospital deductible is increasing from $1,288 to $1,316.
  2. Hospital co-payments for the 61st through 90th days are increasing from $322 to $329.
  3. Lifetime reserve days co-payments are increasing from $644 to $658.
  4. Skilled nursing facility co-payments for the 21st through 100th days are increasing from $161 to $164.
  5. The Part B annual deductible is increasing from $166 to $183.
  6. The Part D annual deductible is increasing from $360 to $400.
  7. The Part D annual out-of-pocket limit is increasing from $4,850 to $4,950.

In 2017, the standard Part B premium amount will be $134, up from $121.80 per month (or higher depending on income). However, most people who get Social Security benefits will pay less than this. This is because there is a hold-harmless provision that limits the dollar increase for Part B premiums to the dollar increase in Social Security benefits. The cost-of-living adjustment to Social Security benefits for 2017 is only 0.3 percent.

The full $134 premium for 2017 premium will apply if a person: 

  • Enrolls in Part B for the first time in 2017.
  • Doesn’t get Social Security benefits.
  • Is directly billed for Part B premiums.
  • Has Medicare and Medicaid, and Medicaid pays the premiums (The state will pay the standard premium amount of $134).
  • Has modified adjusted gross income from 2 years ago that is above a certain amount:
If yearly income in 2015 was: 2017 Monthly Premium
File individual tax return File joint tax return File married & separate tax return
$85,000 or less $170,000 or less $85,000 or less $134
above $85,000 up to $107,000 above $170,000 up to $214,000 Not applicable $187.50
above $107,000 up to $160,000 above $214,000 up to $320,000 Not applicable $267.90
above $160,000 up to $214,000 above $320,000 up to $428,000 above $85,000 and up to $129,000 $348.30
above $214,000 above $428,000 above $129,000 $428.60



About John Garner

John Garner has over thirty five years of experience in employee benefits. He specializes in compliance, health care reform, the Health Insurance Portability and Accountability Act (HIPAA), the Consolidated Omnibus Budget Reconciliation Act (COBRA), and the Employee Retirement Income Security Act (ERISA). He helps clients with life, health, and disability benefits, cost containment, flexible benefits, and claim consulting.

Subscribe to the Bolton Blog