Children’s Health Insurance Program (CHIP) Notice: Updated


Federal regulations require employers to distribute the CHIP notice annually to eligible employees who live in a state offering premium assistance. Although, it’s generally easier to distribute the CHIP notice annually to all eligible employees during open enrollment.

Note: This is often an “important healthcare notice” included in the Plan benefit guide. Contact your broker for more details.

The CHIP notice informs employees of potential opportunities for premium assistance currently available in the state in which they reside.

It’s been updated to include applicable states (specifically, KY’s URL) as of January 31, 2024. Employers should update to the most recent version found here.


To learn more about employee benefit participant notices and disclosures specific to federal requirements, review our helpful guide.

About Michelle Cammayo, Compliance National Practice Leader, Employee Benefits

Michelle Cammayo has close to 20 years of Employee Benefits experience specializing in all lines of health and welfare benefits. Today, Michelle works closely with clients and partners to provide guidance in areas of the law including ERISA, HIPAA, COBRA, FMLA and PPACA. She is also the IMA National Practice Leader for Compliance and endeavors to ensure IMA helps its clients manage and eliminate risk in the most effective manner. She is passionate about educating others and her passion for this shined in the COVID era where Michelle conducted weekly and then monthly webinars providing guidance to employers. Her podcast, Cammayo’s Compliance Talk, has gained popularity in the last three years to become a favorite amongst our clients. She also contributes regularly to our Blog and has authored several articles for industry-related newsletters. Michelle’s consultative approach with employers provides practical advice as employers endeavor to be compliant.

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